I lost my credit card. Now that the Pavilion doesn’t have a valid credit card, I’ve decided to pay by cheque from now on. I lose the points on my credit card. But I gain the peace of mind that if the Pavilion wants money from me, they are going to have to get it from me personally, and they won’t have the ability to charge a third party (Visa or Mastercard) for a service that they aren’t providing.
They will never get a credit card number from me again. Some people just can’t be trusted with that kind of power.
Curiously, I was talking to another member some months ago who likewise said he would never give them a credit card number. But he was smarter than me–he never gave them his credit card in the first place.